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CMA Report Preparation

CMA stands for Credit Monitoring Arrangement report wherein the past and projected financial performance of a business is compiled in a certain format with all the required financial metrics and ratios to help Bankers and Financial Analysts ascertain the financial health of a business. Most Bankers request a business loan applicant to prepare CMA report to understand the flow and application of funds in a business. A professionally prepared CMA report can improve the chances of obtaining bank loan.

How we help with CMA report preparation
 
Engagement Advisory

A Business Expert will review the business profile, financial information and loan documentation to understand the background of the business.

A Draft Report

Based on the information gathered, the draft CMA report is prepared.

Final Report

Post the preparation of draft report and discussion with client, final CMA report is prepared, verified and submitted.

 

 

 

 

Term Loan Syndication

Term loan are provided for acquiring or constructing or installing or establishing capital assets, which will provide returns over a period of time. Term loans will also be repaid in regular payments over a period of time, as the asset generates returns. Term loans are usually provided for acquiring or constructing building and acquiring or installing plant and machinery. Term loans in India are provided for a tenure of anywhere between 3 to 10 years based on the project, projected financials and other factors. The interest rate for the term loan will be based on the credit worthiness of the borrower and is usually a fixed spread over the banks base lending rate.

How we help with project report preparation
Understanding

Prior to preparing the Detailed Project Report, our Financial Experts will work with you to understand your business, proposed plans and capital requirement.

Project Preparation

Based on our understanding of your Business and the information collected, our Financial Experts will a Detailed Project Report for your business.

Project Finalization

Once the Detailed Project Report is prepared, we will help submit the same to Banks and help you with the process until the capital is syndicated.

Working Capital Loan

Working capital loans are provided for financing everyday operations of a company and used to cover or build-up current assets like inventory, stock-in-trade, accounts receivables, etc., Companies that have high seasonality or cyclical sales cycles usually rely on working capital loans to help with periods of reduced business activity. Various types of bank facilities fall under working capital facility. Some of the types of working capital facilities are cash credit, overdraft, letter of credit, bank guarantee, packing credit, post shipment finance and bill discounting

How we help with working capital loan
Document Collection

We will collect the necessary information and documents for preparation of project report.

Application Processing

Once the application is prepared and submitted in the required format, Officials from the Bank or Financial Institution will process the application and verify the particulars presented in the application.

Sanction & Disbursement

Application is scrutinized by the Bank or Financial Institution. If the application is in order, loan is sanctioned and disbursed.

 

Collateral Free Loan

Small business and MSME enterprises can obtain collateral free loan from banks under various schemes promoted by the Government to boost Entrepreneurship and small businesses in India. Some the popular collateral free loan schemes offered by the Government are the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE Scheme) and MUDRA loan scheme. Under the CGTMSE scheme, loan of upto Rs.1 crore is provided for Enterpreneurs without any collateral security. Under the MUDRA loan scheme loan of upto Rs.10 lakhs is provided for setting up and operating of micro and small enterprises in the manufacturing, processing, trading and service sector.

How we help with collateral free loan
Understanding

Prior to preparing the Detailed Project Report and CMA data, our Financial Experts will work with you to understand your business, proposed plans and capital requirement.

Project Preparation

Based on our understanding of your Business and the information collected, our Financial Experts will prepare a Detailed Project Report for your business.

Project Finalization

Once the Detailed Project Report is prepared, we will help submit the same to Banks and help you with the process until the capital is syndicated.

Bank Loan Syndication

Capital in the form of debt or equity in one of the fundamental requirements for starting, managing and growing a business. In India, it is easy for most businesses to syndicate capital in the form of debt from Banks as banks have a strong mechanism for evaluating and disbursing funds. Further, banks contribute more capital to businesses in India more than Private Equity Funds or Angel Investors or Venture Capitalist, therefore it is important for all Entrepreneurs to know about the banking facilities available and avail them properly

How we help with bank loan syndication
Understanding

Prior to preparing the Detailed Project Report, our Financial Experts will work with you to understand your business, proposed plans and capital requirement.

Project Preparation

Based on our understanding of your Business and the information collected, our Financial Experts will a Detailed Project Report for your business.

Project Finalization

Once the Detailed Project Report is prepared, we will help submit the same to Banks and help you with the process until the capital is syndicated.

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